Get Pre-Qualified for Auto Financing with Capital One



Use the secure Capital One pre-qualification form on this page to see whether you’re pre-qualified in minutes and view your rates and estimated payments. The pre-qualification process has no impact on your credit score.
Once you’ve pre-qualified, you can shop with confidence across our new vehicle inventory and used vehicle inventory based on a monthly payment that fits your budget.

How the Capital One Pre-Qualification Works

  1. Complete the short pre-qualification form to share basic personal details (and add a co-applicant if needed).
  2. Review your results to understand potential rates and estimated payments.
  3. Use your pre-qualification to narrow down your search as you browse new vehicles, used vehicles, or certified pre-owned vehicles.

Shop Vehicles That Match Your Budget

After you pre-qualify, explore options that align with your payment range:

Trade-In and Other Financing Options

If you’re planning to trade in your current vehicle, you can estimate your equity before you shop by using our Kelley Blue Book Instant Cash Offer tool.
For shoppers who prefer a traditional credit application, you can also complete our secure online finance application or learn more about loan and lease options in our Finance Center.